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  <url>
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  <!-- Modular Home Financing Pillar -->
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  <!-- Construction Loans Hub -->
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  <!-- ADU Financing Hub -->
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  <!-- Tiny Home Financing Hub -->
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  <!-- Loan Options Hub -->
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  <!-- States Hub -->
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  <!-- Individual State Pages -->
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  <!-- Manufacturers Hub -->
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  <!-- Individual Manufacturer Pages -->
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  </url>

  <!-- Comparison Pages -->
  <url>
    <loc>https://modfii.com/compare/modular-vs-manufactured-financing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://modfii.com/compare/fha-vs-conventional-prefab</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://modfii.com/compare/prefab-vs-site-built-costs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Trust & Company Pages -->
  <url>
    <loc>https://modfii.com/about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://modfii.com/editorial-policy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://modfii.com/corrections</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://modfii.com/privacy-policy</loc>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://modfii.com/terms</loc>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <!-- Author Pages -->
  <url>
    <loc>https://modfii.com/authors/michael-chen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://modfii.com/authors/sarah-williams</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://modfii.com/authors/jane-morrison</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://modfii.com/authors/editorial-team</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
</urlset>
